Restaurant & Hospitality
Insurance

T. Hudson Risk Advisors provides our Restaurant and Hospitality clients with a menu of options and expert recommendations.

Our recipe for success starts by working together with you and pairing the right insurance coverage(s) for your business.

T. Hudson provides our clients with the necessary risk management tools that ensure you are getting the most value for your insurance investment.

Restaurant & Hospitality businesses We Insure:

  • Bakeries
  • Cafés & bistros
  • Coffee Shops
  • Deli


  • Family style restaurants
  • Fine dining restaurants
  • Franchises
  • Pizzerias
  • Bakeries
  • Cafés & bistros
  • Coffee Shops
  • Deli
  • Family style restaurants
  • Fine dining restaurants
  • Franchises
  • Pizzerias
T. Hudson Risk Advisors | Restaurant Insurance Georgia

Restaurant and Hospitality Insurance included coverages:

  • Personal effects and property of customers, including theft
  • Accidental discharge of automatic cooking protection systems
  • Spoilage of refrigerated property in the event of a power failure
  • Back-up of sewers and drains
  • Computers and media
  • Employee dishonesty
  • Seasonal increase of business personal property limit of insurance
  • Credit card slips
  • Fine arts
  • Extra expense insurance to help cover costs over and above normal expenses, if you’re forced to rent additional equipment or space to restart or continue your operations, as a result of an insured loss
  • Outdoor signs
  • Ordinance or law, to help cover increased construction or demolition costs and contingent liability
  • Equipment breakdown should an electrical or mechanical breakdown result in property damage
  • Bodily injury and property damage to help cover claims arising from your business operations
  • Medical payments to help cover payments arising from injuries to others that occur on your business premises, or as a result of your business operations
  • Products liability to help cover claims arising from your business operations
  • Fire damage legal liability, including fire, lightning and explosion

Other Coverages to Consider:

Business income – actual loss sustained 
Commercial automobile 
Commercial umbrella 
Crime insurance & fidelity bonds 
Cyber liability 
Crisis response 
Employment practices liability
Liquor liability 
Wide range of deductibles 
Wine collection 

In Their Own Words

Why Clients Trust T. Hudson Risk Advisors