Mini Warehousing & Self Storage

Mini warehouses offer long and short-term storage facilities to both business and residential customers. The length of storage varies from a few days to years, depending on the customer’s need. Individual storage units vary in size. Customers generally provide their own locks or security codes to ensure privacy and restrict access to their belongings.

While office hours are limited, customers must be able to access their individual units 24 hours a day, seven days a week. Units may or may not be climate controlled. Some mini warehouses sell boxes and packaging supplies, or offer free use of dollies. Others rent trucks and trailers to customers to transport their goods to the storage facility.

With the number of risks faced in a self-storage operation, you should get self-storage insurance to protect your facilities. In this post, we’ll take a look at the different types of insurance policies to keep your self-storage business protected.

Recommended Mini-Warehousing & Self Storage​ Business Insurance Policies:

Property Insurance Policies

Liability Insurance Policies

Umbrella / Excess Liability
Workers Compensation 

Self-Storage Business Insurance Classifications:

  • SIC CODE: 4225 General Warehousing and Storage
  • NAICS CODE: 531130 Lessors of Mini-warehouses and Self-Storage Units
  • Suggested ISO General Liability Code(s): 18991
  • Suggested Workers Compensation Code(s): 9015

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