The “Big 3” Trades

Electrical—Heating & Air—Plumbing

Keeping the power on, the temperature just right and the water flowing are essential to every home, business and facility.  Performing these services require training to learn, courage to do, and the right personality to deliver a quality experience.

T. Hudson is committed to serving the Contractors and Trades.  We have the tools readily available to help our Trade Contractors get the job done while protecting their company and employees.

 

Our Pledge to Our Trades & Contractors Partners:

  • Industry best pricing as determined by streamlining policies for efficiency and cost checking.
  • Our winning Risk Management System that will help promote safety in your workplace by using technology to your advantage.
  • Access to our team. We are here to serve and realize that your industry can be both physically demanding as well as time sensitive.  We have the ability to analyze complex situations, provide answers to difficult questions and get necessary documents to you and your vendors extremely efficiently.

Other Coverages to Consider:

Business income – actual loss sustained
Builders Risk
CCIP (Contractor Controlled Insurance Program)
Commercial Umbrella Excess Liability
Crime
Cyber liability
Data compromise
Directors & Officers
Errors & Omissions
Herbicide & pesticide applicator
Identity theft recovery
Limited worksite pollution
Management liability
OCIP (Owner Controlled Insurance Program)
Pollution Liability
Pollution Wrap-Ups
Professional Liability
Project Specific Wrap
Property & Business Interruption
Surety & Bonding

Electrical Industry Business Insurance Classifications:

  • SIC CODE: 1731 Electrical Work, 1623 Water, Sewer, Pipeline and Communications and Power Line Construction, 7629 Electrical Repair Shops, NEC
  • NAICS CODE: 238210 Electrical Contractors and Other Wiring Installation Contractors, 237130 Power and Communication Line and Related Structures Construction, 811211 Consumer Electronics Repair and Maintenance, 811219 Other Electronic and Precision Equipment Repair and Maintenance
  • Suggested ISO General Liability Code(s): 92478, 92451, 92446
  • Suggested Workers Compensation Code(s): 5190, 3724, 7538

Heating & Air Industry Business Insurance Classifications:

  • SIC CODE: 1711 Plumbing, Heating, Air-Conditioning
  • NAICS CODE: 238220 Plumbing, Heating, and Air-Conditioning Contractors
  • Suggested ISO General Liability Code(s): 91111
  • Suggested Workers Compensation Code(s): 5537, 5183

Plumbing Industry Business Insurance Classifications:

  • SIC CODE: 1711 Plumbing, Heating and Air Conditioning
  • NAICS CODE: 238220 Plumbing, Heating, and Air-Conditioning Contractors
  • Suggested ISO General Liability Code(s): 98482, 98483
  • Suggested Workers Compensation Code(s): 5183

In Their Own Words

Why Clients Trust T. Hudson Risk Advisors