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Waste & Recycling Program

  • Industry Expertise
  • Comprehensive Coverage
  • Competitive Pricing
  • 5-Star Service
  • Quick to Respond

Full Application

General Liability & Site Pollution

Supplemental Coverage 

A Trusted Partner for the Waste & Recycling Industry’s Premier Insurance Programs.

Target Clients:

  • Carting Companies
  • 
Landfills

  • Medical Waste Haulers

  • Medical Waste Treatment Facilities
  • 
Non-Hazardous Waste Disposal, Transport, Storage and Treatment Operations

  • Portable Toilet Service Companies

  • Recycling Operations

  • Refuse Haulers

  • Sanitation Contractors

  • Septic Service Companies

  • Solid Waste Haulers

  • Sweeping Operations

  • Transfer Stations

  • Trash Hauling Operations

  • Roll-off Bin and Dumpster Rentals

  • Construction and Demolition Debris Collection, Separation, and Transport

Our main objectives: Comprehensive coverage, 5-star customer service, industry leading pricing.

Coverages Provided:

  • Commercial Auto Liability (including pollution)
  • Auto Physical Damage
  • Environmental Impairment Liability
  • Commercial General Liability
  • CA 9948 Broadened Pollution Included
  • MSC-90 Endorsement Available
  • Commercial Umbrella
  • Commercial Property
  • Workers Compensation w Employee Benefits Liability coverage
  • Employment Practices Liability Insurance
  • Cyber Liability
  • And Others 

Endorsements to Consider:

  • Primary and Non-Contributory / Complete Operations Liability (GL)
  • Blanket Waiver of Subrogation
  • Blanket Additional Insured
  • 30-day Notice of Cancellation

Waste Hauler Safety First Initiative

Our attention to detail and proprietary risk control program achieves four primary goals and objectives:
  1. To create a safer workplace
  2. To reduce the frequency and severity of claims
  3. To Reduce costs and time frames associated with open claims
  4. To create a pathway to overall insurance cost savings
Some common safety protocols include:
  • Video devices – reveal objects and people behind the vehicle can be very helpful in preventing damage and injuries.
  • MVRs – must be acceptable and checked on a regular basis.
  • Drug Free workplace and testing protocols
  • Vehicle Maintenance Program to Industry Standards w sufficient record keeping and storage.
  • “Right” Hire procedures – help avoid making the “wrong hire”.
  • Claims and Accident reporting processes need to be in place and timely.

Waste Hauler Insurance Industry Classification

  • SIC CODE: 4212 Local Trucking without Storage
  • NAICS CODE: 562111 Solid Waste Collection, 562112 Hazardous Waste Collection, 562119 Other Waste Collection
  • Suggested ISO General Liability Code: 95233
  • Suggested Workers Compensation Code: 9403

In Their Own Words

Why The waste industry trusts T. Hudson Risk Advisors